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    <title>This topic</title>
    <link>https://community.bt.com/t5/Bills-Packages/Historic-BT-Default/m-p/2350459#M165849</link>
    <description>&lt;P&gt;Hi I had a BT account, which I cancelled around Sep 2021. &amp;nbsp;I moved back to my wife’s house and we have recently tried for a mortgage and found a default for £232 on my credit file. &amp;nbsp;I have called BT about this to pay it, and I’m told I can’t do it. &amp;nbsp;I will have to contact the credit referencing agency’s or debt collection agency.&lt;/P&gt;&lt;P&gt;i can’t contact the debt collection agency as BT can’t tell me who they sold the debt to, and Equifax will only deal with it to open a query. &amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I don’t have a query I just want to pay the default, can someone advise how I can pay this?&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 23 Feb 2024 09:33:02 GMT</pubDate>
    <dc:creator>Madaniels72</dc:creator>
    <dc:date>2024-02-23T09:33:02Z</dc:date>
    <item>
      <title>Historic BT Default</title>
      <link>https://community.bt.com/t5/Bills-Packages/Historic-BT-Default/m-p/2350459#M165849</link>
      <description>&lt;P&gt;Hi I had a BT account, which I cancelled around Sep 2021. &amp;nbsp;I moved back to my wife’s house and we have recently tried for a mortgage and found a default for £232 on my credit file. &amp;nbsp;I have called BT about this to pay it, and I’m told I can’t do it. &amp;nbsp;I will have to contact the credit referencing agency’s or debt collection agency.&lt;/P&gt;&lt;P&gt;i can’t contact the debt collection agency as BT can’t tell me who they sold the debt to, and Equifax will only deal with it to open a query. &amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I don’t have a query I just want to pay the default, can someone advise how I can pay this?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 23 Feb 2024 09:33:02 GMT</pubDate>
      <guid>https://community.bt.com/t5/Bills-Packages/Historic-BT-Default/m-p/2350459#M165849</guid>
      <dc:creator>Madaniels72</dc:creator>
      <dc:date>2024-02-23T09:33:02Z</dc:date>
    </item>
    <item>
      <title>Re: Historic BT Default</title>
      <link>https://community.bt.com/t5/Bills-Packages/Historic-BT-Default/m-p/2350521#M165857</link>
      <description>&lt;P&gt;Hi, &lt;SPAN style="background: var(--ck-color-mention-background); color: var(--ck-color-mention-text);"&gt;&lt;a href="https://community.bt.com/t5/user/viewprofilepage/user-id/328419"&gt;@Madaniels72&lt;/a&gt;&lt;/SPAN&gt; It's likely this would need to be paid to the collection agency it's been allocated to. I'll send you a private message so you can get in touch with your details and we'll find out who it's with.&lt;/P&gt;
&lt;P&gt;Thanks&lt;/P&gt;
&lt;P&gt;Neil&lt;/P&gt;</description>
      <pubDate>Fri, 23 Feb 2024 13:14:40 GMT</pubDate>
      <guid>https://community.bt.com/t5/Bills-Packages/Historic-BT-Default/m-p/2350521#M165857</guid>
      <dc:creator>NeilO</dc:creator>
      <dc:date>2024-02-23T13:14:40Z</dc:date>
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