I have recently been devlined a mortgate, i was asked to check my Credit record, my experian is absolutely perfrect, but my Equifax shows a BT default from October 2010 from a previous address. What is most strange is the account shows that it was setup in January 2009 for that address, yet i did not move in until the July of 2010. It also has a miseplt name on the account. Apparantly its a 28 pound default, i have never received anything from this, and i had another BT account during the same time. This is stopping me from getting a mortage and i do not believe this is mine. I have asked equifax to sort, BT responded with me asking to call them, i have called several times and noone can find the account or any outstanding or passed on debt. I really dont know what to do. Can someone please help?
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