Hi, please could someone advise of a quick way of removing an aged debt from your credit file. I have applied for a mortgage and a BT debt was showing on there from 2018!! I knew nothing about it as they had an incorrect billing address for me. I paid it yesterday instead of disputing it as I just want it removing asap.
I was told it could take a month to update however I need it taken off sooner as I need to sort a mortgage and this is proving to be an issue with borrowers. I have tried contacting BT by phone but i'm not getting anywhere. I spent 5 hours on the phone yesterday and was unable to resolve.
Many thanks in advance
Raise a dispute with Equifax and they will contact BT and investigate, see Credit Dispute