Others are not so lucky.
Debt has torn apart families, made people end their own lives, pushed others into extreme poverty that they have never recovered from, made others entirely homeless and caused untold misery and hardships to other people in many other ways.
It's not a nice thing to gloat about. No matter how many other accounts of yours say so.
If you want a cheaper package, then drop the extras like was already suggested to you.
But please don't you dare go on to gloat that you have 20k of debt without consequences, when other people have lost their entire houses and livelihoods over it. Especially not during these times when a lot of people have to rely on the food banks.
How do you know that other person is not paying hundreds of pounds more in rent than you are? That cheaper package might be the one thing that is keeping them just above the edge of poverty. You don't know.
We should be in this together, not gloating over others or getting jealous of them when they are paying for something less than we are.
