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Message 1 of 6

Non return of equipment - Debt Recovery Agency

Good evening,

Does anyone know please at what point in the process a credit marker (default) is issued by BT/EE if it reaches the stage of being passed to a debt recovery agency (DRA), for alleged non-return of equipment.  

I have an open complaint in progress and the ‘matter’ has subsequently been closed by both the DRA and BT (all equipment was returned and I retained proof of tracking and photo/video evidence should such an incident arise), but am now deeply concerned that my credit file will be unjustly tarnished. 

I seem unable to obtain a straight answer as to whether a ‘default’ marker has/will be placed against me and at what point in the BT ‘debt recovery’ process this action is invoked. 

In line with the open complaint lodged, I will be pursuing this further with the ombudsman and all other appropriate avenues to widen the current visibility of such malpractice(s).

Thank you in advance, greatly appreciated.

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Message 2 of 6

Re: Non return of equipment - Debt Recovery Agency

If you have returned the equipment and BT have acknowledged that the equipment has been returned there will be no marker placed on your credit rating.

As you have Proof of Postage, a simple call to the BT Billing Team 0330.1234.150 would have your account updated at that time to show the equipment was returned.

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Message 3 of 6

Re: Non return of equipment - Debt Recovery Agency

Thanks for the reply. There was no prior communication to inform of an alleged ‘missing’ item in my returns and no positive confirmation of return of items either (albeit ‘partially’ as deemed incorrectly by the individual overseeing the return). Having checked on the delivery tracking status and saw it was returned by the carrier successfully, I took the silence from BT as being all in hand and thought no further of it.

Then having had no contact whatsoever (my account had been fully paid, final bill and settled), some 6 months later I then receive an out of the blue email from a DRA that BT have instructed. 

Whilst the matter has been subsequently closed by the billing team, I am yet to receive confirmation as to whether the initiation of invoking proceedings via the DRA will impart a negative marker on my credit file. Therefore, I am keen to know the current status, as I am led to believe that even paying an outstanding amount to settle via a DRA (not the case in this instance) will have a significant impact on credit file/score.

I am currently having to monitor my own credit file to see what happens, when someone from BT should be taking ownership and be able to definitively inform whether a negative marker will not have been placed at that point, or is likely to be imminent, despite the issue being rectified/rescinded (from the point of view that I would then have to lodge a dispute to have the marker removed). 

The amount of stress this has caused and effort in telephone calls to both BT and the DRA company have been significant. 

What I find most ironic is BT have no problem in successfully communicating for canvassing of customer service satisfaction after my telephone calls, yet cannot initiate contact in any form for the aforementioned matter, then casually hand over to a DRA without further follow up. 

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Message 4 of 6

Re: Non return of equipment - Debt Recovery Agency

Hi @eddiegee 

When you say that the matter has been closed by the billing team, was that through payment or was it confirmed that the equipment was received?

If there is a default on your credit file, it can be investigated by our credit referrals team to get it corrected, if there was a mistake made.

Chris

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Message 5 of 6

Re: Non return of equipment - Debt Recovery Agency

The equipment return matter has been resolved in regards to BT/EE confirming the equipment was returned. It always had been from day one, but due to warehouse/goods in lack of care & attention with regards to checking what was actually returned, it has now left a potential major financial impact hanging over my credit file, which is no small matter. 

My complaint is still open and having no communications whatsoever from the point of equipment return and date of receipt of debt recovery letter (4 months and 23 days) is completely unacceptable. 

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Message 6 of 6

Re: Non return of equipment - Debt Recovery Agency

Morning @eddiegee 

Thanks for coming back to us. 

I have sent you a private message on the community for some extra details. 

Leanne. 

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